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Phal P., 29, is a motorcycle taxi driver. He provides his service for passengers going from village to village in the area of his community, and he can earn around US$ 3 each day to buy food for his family. He is married to Keo Sokhey who is a grocery seller. She sells items such as cooked food and sweets for kids; she has experience in this business for a long time. Keo Sokhey now has four children, all of whom are single; one of her daughters is employed as a worker in Malaysia.

P. is requesting a loan of US$ 1000 to purchase grocery inventory for his wife to sell and piglets to raise. The family lives in Kompong Tom Province. (P.'s wife is pictured, because he was not available that day.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 147
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phal to purchase inventory grocery.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Jan 5, 2009
Currency Exchange Loss:
Nov 15, 2009