Z. is a resident of Beylagan town. She is 45 years old and has three children. She owns a shop in the town center where she sells household items of various usees. She has been doing this business since 2002. When she started $she applied to Normicro Beylagan branch and borrowed 300 to buy inventory. She increased the sales and applied for more loans; $600, $800 and $1000. Now she needs $1200 to increase the inventory in the shop.