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Chhom's Group
In this Group: Chhom, Phon, Sar
There are three members that jointed this small loan, and Mrs. Chhom M. is the group leader. She is 39 years old and earns a living by selling different kinds of fruit in the local market. She started her business more than ten years ago and is currently earning around $4 a day. She has five children, all of whom are single; three are students and two are employed, while her husband is a local chef for wedding parties and ceremonies. M. plans to expand her business, thus now she decided to apply for a loan to purchase additional fruits to resell.

The other two borrowers are:
Phon R. is 40 years old and is selling fruits for a profit. She needs a loan to buy more kinds of fruit for sale.
Sar S. is 29 years old and is selling electronic materials. She requests a loan to purchase piglets to raise.

They all live in Odombang Commune in Battambang Province.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chhom's Group's $450 loan helped a member to purchase additional fruits for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Jan 1, 2009
Currency Exchange Loss:
Sep 15, 2009