Zelikha is the group leader of the Roki group. All the group members live in Kabul, Afghanistan and each of the group members wants to take a loan for his/her own business.
Zelikha wants to take out a loan for her beauty parlor business. Roki would like the loan to buy fabric and Afghani cloths. Ghulam Mustafa requests it to stock up his mobile shop. Parween would like the loan to assist his brother's business, and Sediqa who lives in 5th district, wants to take out a loan for for her seamstress business..
They all expect to expand their businesses through the loan, support their families and earn a good income.. Finally, they all would like to thank Kiva lenders that assist the entrepreneurs with starting and to sustaining businesses.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.