A loan of $1,875 helped a member to buy rice to eat.


Mr. Den Mao Village Bank Group's story

FourteE. people who live in Anlong Romeit Choeng Village in Kandal Province make up this village bank and they will use the loan which they obtained for different purposes. Mr. DE. M. is the village bank president. He is a village chief who makes only a small salaR. to support his family. His wife, Mrs. Say Soth, is a farmer who owns 0.2-hectare where she cultivates rice. Although they cultivate rice, they still make only a little rice revenue which cannot support the family. In order to support them, Mr. DE. M. decided to ask for a loan to buy rice to eat. He is a 59-year-old and the father of two childrE., one of whom is employed in a garment factoR. while the other is staying at home to do housework.



Two members in this village bank loan have end-of-term loans and the rest have monthly payment loans. Those who have EoT loans are not required to pay any principal on the loan until the veR. end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Den, Leng, Oun, Savrath, Ny, Toch, Toch, Poa, Sophorn, Shinoun, Sambath, Chheng, Sarem, Phal



Loan details


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Loan details