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Sen's Group
In this Group: Sen, Bon, Te, Khon, Dib
This small loan request is being made by five borrowers, all residents of Siem Reap Province. Mr. Sen S. is 32 years old and the leader. He makes a living by selling carving wood out of his home. He can earn a profit of approximately US$ 2 per day to cover his family's living expenses. He is married to Nor Chaom, 22, a grocery seller. She runs a store from their house selling various kinds of groceries to neighbors, which allows her to earn about US$ 2 a day. Besides this, she is a good housewife who takes time to care for her one young child. Mr. S. has humbly requested a loan for his wife to purchase various grocery items for sale.

The four other borrowers are

Bon S., 26 years old, a carving wood seller. He is seeking a loan to buy piglets to raise.

Te Toeun is 50 years old and is a wine distiller. He requests a loan to purchase poultry for breeding.

Khon P., 24, sells carving wood out of his home and he is asking for a loan to buy piglets to raise.

Dib C. is age 45 and makes a living distilling wine for sale. She would like to ask for a loan to purchase piglets to raise. (C.'s husband is pictured, because she was not available.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 158
    View loans »
    Cambodia Loans Fundraising
  • $41,460,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sen's Group's $850 loan helped a member to purchase grocery items for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Jan 1, 2009
Currency Exchange Loss:
Nov 15, 2009