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Familia Group
In this Group: Yolinda, Silveria , Consuelo, Paulina, Beatriz, Roberta Paulina, Marilu, Eleuteria , Yeni, Sabina, Martha Yuri , Saturnino, Lourdes, Telba , Marlene, Jesus, Fortunata, Mateo, Teresa
The Familia Village Bank is a new bank with 19 members, who after weeks of training are happy to begin their first loan cycle. Each of the members was invited to participate by the loan officer, and most of them live in the San Felipe and June 11th neighborhoods. The group members are involved in a variety of businesses, like grains, sweets, basic dry goods, meat, vegetables, firewood, cosmetics, and food sales. Some sell from their homes, while others are street or market vendors. The group members are requesting different loan amounts, like 300, 600 or 900 soles, and the group as a whole is requesting a total of 8,700 soles. They will use their loans to buy rice, sugar, pasta, meat, wheat, barley, cookies, caramels, cosmetics, firewood and wood. The group members dream of owning prosperous businesses, owning their own stores (as opposed to renting), that their children will grow up to be working professionals, and of owning their own homes.

Translated from Spanish by Cynthia McMurry, Kiva fellow

El Banco Comunal Familia es un Banco Nuevo que recien inicia con 19 socias, quienes después D. semanas D. capacitación inician con mucha alegría. Todas ellas fueron invitadas por L. promotora, L. mayoria D. ellas son del asentamiento humano San Felipe y 11 D. junio.
Las socias realizan diferentes negocios como L. venta prendan D. cereales, golosinas, abarrotes en general, carne, verduras, leña, cosméticos y venta D. comida. Sus ventas los realizan en sus domicilios, ambulantemente, D. casa en casa y en mercados.
Las socias necesitan diferentes montos D. préstamos, algunos montos son D. 300 soles, 600 soles y 900 soles, haciendo un total D. 8,700 soles D. préstamos en el Banco Comunal.
Los préstamos lo invertirán en L. compra D. azucar, arroz, fideo, carne, trigo, cebada, galletas, caramelos, cosméticos, leña y madera.
Los sueños D. las socias es que sus negocios sean prósperos, tener locales propios, sus hijos sean profesionales y tener casa propia.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Familia Group's $2,750 loan helped a member buy rice, sugar, pasta, meat, wheat, barley, cookies, caramels, cosmetics, firewood and wood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Jan 1, 2009
Currency Exchange Loss:
Jul 15, 2009