A loan of $400 helped a member to buy more fishnets and fishing line for her business.


Nem Srey's Group's story

Mrs. Nem S. is a group leader of six who all live in Phum Tmey village in Kampong Chhnang province. She is a farmer who owns 0.5 hectares for rice cultivation. Aside from this plantation, she is a fisherwoman who catches a small number of fish to support the family. In order to catch more fish, she decided to ask for a loan to buy more fishnets and fishing line for her business. Mrs. Nem S. is a 32-year-old widow with three children two of whom are attending the local school while the remaining one is too young to work or study.


All the members in this village bank loan are end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan term. The end-of-term (EoT) loan is AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

In this group: Nem, Kuch, Sinat, Keng, Nun, Chheng Hai



Loan details


Lenders and lending teams



Loan details