A loan of $1,025 helped a member to buy three piglets to start a breeding business.


Mrs. Sokhum Dang Village Bank Group's story

This village bank loan will go to sixteen people in Phum Soupy village in Kampong Chhnang province, and all the members will use the loan for different purposes. Mrs. Sokhum D. is a village bank president, selected by the members. She is a basket seller in the local market. Her husband, Mr. Sdao Kin, is a laborer who can make a small income to support the family. Although they try to work hard, they still earn only a little income to support the family. In order to improve their living conditions, Mrs. Sokhum D. decided to ask for a loan to buy three piglets to start a breeding business. Mrs. Sokhum D. is 39 years old and the mother of five children, one of whom is a laborer while the others attend the local school. Group member Mr. Yung N. is not taking a loan, but his wife is, so she is presented in the picture instead of him. All the members in this village bank have end-of-term loans, so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These allow people to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09%, and a default rate of 0% on Kiva.

In this group: Sokhum, Sun, Se, Ruon, Sopheap, Nean, Em, Run, Run, Yung, That, Roeurn, Seun, Lorn, Peanh, Sim
*not pictured



Loan details


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Loan details