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Mrs. Sokhum Dang  Village Bank Group
In this Group: Sokhum, Sun, Se, Ruon, Sopheap, Nean, Em, Run, Run, Yung, That, Roeurn, Seun, Lorn, Peanh, Sim
This village bank loan will go to sixteen people in Phum Soupy village in Kampong Chhnang province, and all the members will use the loan for different purposes. Mrs. Sokhum D. is a village bank president, selected by the members. She is a basket seller in the local market. Her husband, Mr. Sdao Kin, is a laborer who can make a small income to support the family. Although they try to work hard, they still earn only a little income to support the family. In order to improve their living conditions, Mrs. Sokhum D. decided to ask for a loan to buy three piglets to start a breeding business. Mrs. Sokhum D. is 39 years old and the mother of five children, one of whom is a laborer while the others attend the local school. Group member Mr. Yung N. is not taking a loan, but his wife is, so she is presented in the picture instead of him.

All the members in this village bank have end-of-term loans, so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These allow people to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09%, and a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,020.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sokhum Dang Village Bank Group's $1,025 loan helped a member to buy three piglets to start a breeding business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 8, 2008
Jan 1, 2009
Currency Exchange Loss:
Jan 15, 2010