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Bilquis Manzoor Masih Group
In this Group: Bilquis , Safia, Seema , Irshad , Irshad , Jabeen
Bilquis baji is a 48-year-old married lady and resides in a place called Kot Radha Kishan which is 24 km from the city of Kasur, Pakistan. She owns a two-room brick house and has been living in it for the past 18 years. Her husband's name is M. M. and he is a farmer. She has no children. She spends most of her time sewing clothes and making embroidered clothes. This activity gives her rewards in the form of money. She invests a part of her income in her husband’s land and a part to furnish her house. She is applying for a loan to buy an ox to till the land belonging to her husband.

Bilquis baji is the group leader for a few more women. Safia, Seema and Irshad baji each want a loan to buy buffaloes for their milk-selling business. Another lady called Irshad baji wants a loan to buy bricks to re-sell. Jabeen baji wants a loan to buy sanitary supplies (taps, pipes) for her sanitary supply business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 78.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilquis Manzoor Masih Group's $1,550 loan helped a member to buy an ox to till their land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 13, 2009
Jan 1, 2009
Currency Exchange Loss:
Apr 21, 2010