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Kaniz Bashir Ahmad Group
In this Group: Kaniz , Sabra , Samina , Sharifan , Naheed , Sajida
"My name is Kaniz and I am a 45-year-old married lady. I reside in a place called Kot Radha Kishan which is 24 km from the city of Kasur, Pakistan. I have been living in this place for the past 25 years. I am an uneducated lady because my father had insufficient income to send me to school.

"I got married in the age of 16 to a man named B. A. who is a cobbler by profession. I am the mother of five children: four sons and one daughter. My first two sons are involved in a decorative embroidery business. The third is a tailor. The youngest works in a factory. I help my sons in their decorative embroidery business. We all three make embroidered clothes and sell them in clothing shops. We have been doing this work for the past 10 years. I am applying for a loan to buy an electric sewing machine to make embroidered dresses.

"I am the group leader for some more women from my locality. Sabra and Samina and Sharifan and Naheed baji each want a loan to buy buffalo for their milk-selling businesses. Sajida baji wants a loan to buy fertilizer to re-sell."

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 78.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaniz Bashir Ahmad Group's $1,125 loan helped a member to buy an electric sewing machine for making embroidered dresses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 30, 2008
Jan 1, 2009
Currency Exchange Loss:
Apr 7, 2010