Ana is 52 years old, married and has four children. Ana is passionate about providing for the education of her children. She joined SPBD two years ago and has used several previous loans to upgrade her small village store. Through these upgrades to the building structure and an expansion in product line, Ana has been able to earn enough income to fund the college expenses of two of her children. She is very proud that she is able to send her children to the National University of Samoa. The expansion of Ana’s store is not yet complete, however, and she is seeking additional funds to make further upgrades. She is confident that there is enough demand in her village for a further enhanced product line.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.