A loan of $3,400 helped a member buy products and supplies for various businesses.


Torype Oñondivepa Group's story

The group's contact is Ana P. who makes a living selling natural medicines on one of the city's main avenues. She recruited her neighbors and friends to form the committee in her area. The committee has 18 members who have businesses and generate income for their households. Their respective businesses are:

Irmina Espínola Food Sales Maria P. Cleaning Solana Ramírez Dressmaking Florinda Báez Avon Sales Liliana G. Purse Sales Fidencia P. Underwear Sales Julia A. Clothes Sales Reina Báez Grocery Maria Asunción P. Food Sales Zulma G. Clothes Sales Amelia D. Manicurist Epifanía B. Clothing Salesa María O. Dressmaking Patricia F. Clothing Sales Justina V. Food Slaes Trinidad P. Tailoring Felicia E. Jewelry Sales Francisca B. Fruit Sales

Each withdraws a different loan amount but they jointly promise to repay the loan. They meet once a week to collect a weekly payment and to touch on issues of mutual interest. They also operate businesses together in order to collect additional funds for their joint savings.

This group has proved to be one of the most disciplined and organized and the members say that they are very happy working and using their loans to earn incomes.

In this group: Irmina, Maria*, Solana, Florinda, Liliana*, Fidencia, Julia, Reina, Maria Asunción, Zulma, Amelia, Epifania, Maria, Patricia, Justina, Trinidad, Felicia, Francisca
*not pictured

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Translated from Spanish by Kiva volunteer Jere Wiseman



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