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Nhoek Y. is a 19-year-old who lives in Saladeng Village in the Banteay Meanchey Province. She grows mushrooms to sell, and has been growing them since 2005. Her business is going well.

Her husband, age 28, is employed as a driver with a fixed salary, and he drives very well. The young couple have two small children. She also cares for an elderly woman who can help her a little in her work.

Because she wants to improve her family's income, she wants her husband to have has own car to drive as a taxi. Hence, she would like to request a loan, which she will use with her savings to purchase a used car for $3200 for her husband to drive.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nhoek to buy a used car for her husband to drive as a taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2008
Dec 26, 2008
Currency Exchange Loss:
Dec 15, 2009