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Atiya Abdul Latif Group
In this Group: Atiya , Razia , Hamidan , Razia , Parveen
My name is Atiya and I’m a 36 year old married lady. I own a two room brick house in a city named Arifwala, Pakistan. I’ve been living in this city for the past 5 years. My husband's name is A. L., who has a business f selling spare parts, and has 20 years of experience in this business. He buys spare parts from a big bazaar named “Bilal Ganj” and sells them in his own city.

I’m a mother of four sons and one daughter. All of my sons work as welders in a workshop. My daughter is 12 years old, and she stays at home to help me sew clothes. I am trying to transferring this skill to my daughter so that she is able to sew dresses independently. I do this work to provide some income for the family and to lessen the financial burden on my husband. I have successfully repaid my two loans from Asasah (a microfinance institute of Pakistan). Now I am applying again for a loan to buy more spare parts to expand my husband’s business.

I’m a group leader of a few more women of my locality. Razia baji wants a loan to buy groceries for her grocery shop. Hamidan baji wants a loan to buy petrol to resell. Razia baji wants a loan to pay the installments of her auto-rickshaw (a local three-wheeled motor vehicle). Parveen baji wants a loan to buy vegetables to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 166
    View loans »
    Pakistan Loans Fundraising
  • $17,359,675
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Atiya Abdul Latif Group's $975 loan helped a member to buy spare parts to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 30, 2008
Dec 26, 2008
Currency Exchange Loss:
Apr 12, 2010