A loan of $700 helped a member to buy an auto-rickshaw (a local three-wheeled motor vehicle).


Musarat Mahmood Akhtar Group's story

Musarat baji is a 30-year-old resident of Arifwala, Pakistan, married to M. A., an auto-rickshaw driver, and the mother of three children: two sons and one daughter. Her oldest son is in kindergarten while the others are not yet of school-going age.



Musarat baji has a business knitting bed sheets and sofa covers, saving part of her income and using the rest to pay her son’s school fees. She is now applying for a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle) for her husband.



Musarat is a group leader of two other women:

Parveen baji wants a loan to buy milk to resell.

Jamila baji wants a loan to buy a donkey cart for loading.



This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans, so if one member does not repay, the other members are responsible.

In this group: Musarat , Parveen , Jamila


Loan details


Lenders and lending teams



Loan details