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Magadlaine Bashir Masih Gull Group
In this Group: Magadlaine , Hamidan , Rasheedan , Nazia
Magadlaine baji is 32 years old and married. She has been living in the city of Arifwala, Pakistan for the past 15 years. Her husband's name is B. M. G.; he works in a cotton factory. She is the mother of five children: four sons and one daughter. Her eldest son is in the decorative embroidery business. He collects orders from big markets and signs a commitment to complete the order in 15 days. His mother Magadlaine baji helps him complete the commitment. Her other kids are in kindergarten.

Magadlaine baji successfully repaid her previous two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy materials (beads, colored thread, and sketches) to expand her son’s decorative embroidery business.

Magadlaine baji is the leader of a group of several women. Hamidan baji wants a loan to buy seasonal vegetables for her vegetable selling business. Rasheedan baji wants a loan to buy goats for her animal selling business. Nazia baji wants a loan to buy seasonal fruits for her fruit selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 349
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Magadlaine Bashir Masih Gull Group's $975 loan helped a member to buy materials for a decorative embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 29, 2008
Dec 26, 2008
Currency Exchange Loss:
Apr 7, 2010