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Sam L., 55, is married and lives with her husband in Toul Sangke district, Phnom Pehn, Cambodia. She started her business in 1979, selling fruits and cooking Num Ansorm, a Khmer traditional cake made from piece of pork, banana, sticky rice wrapping with banana leaf. This kind of cake is very popular and well known for locals. Sam L. can typically make about $5 a day of income from her business activity.

Her husband can moderately make $3 each day from working as a motor-taxi driver. Moreover, Sam L. has four children. One of them is enrolled in school, two of them are electricians, and the last one is a factory worker. For her monthly expenses, Sam L. usually spends about $110 on food and $20 on utilities. The expenses are covered 50% by help from her children.

Sam L. would like to request a loan to purchase more fruits to meet her clients’ needs and increase her profit margin.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sam to buy more fruits to meet her clients' needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2008
Dec 26, 2008
Currency Exchange Loss:
Oct 18, 2009