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Yem R. is 40 years old and his wife is 53. They are both residents of Pursat Province. They are growing rice for a living and started their businesses in 1979 in an area near the border of Cambodia and Thailand. Besides farming rice, for another income source, they raise pigs and other animals. They currently have five children, three of whom are married and two are single. One single son is employed as a rice mill worker as well as helping with his parents' farming.

R. needs to apply for a loan to purchase two buffalo to use for their farming operation. If there is a remainder of the loan, he will buy more piglets to raise.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yoem to purchase two buffalo to use for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Dec 25, 2008
Currency Exchange Loss:
Nov 15, 2009