Yem R. is 40 years old and his wife is 53. They are both residents of Pursat Province. They are growing rice for a living and started their businesses in 1979 in an area near the border of Cambodia and Thailand. Besides farming rice, for another income source, they raise pigs and other animals. They currently have five children, three of whom are married and two are single. One single son is employed as a rice mill worker as well as helping with his parents' farming.
R. needs to apply for a loan to purchase two buffalo to use for their farming operation. If there is a remainder of the loan, he will buy more piglets to raise.