A loan of $1,750 helped a member to buy more grocery goods to expand the inventory.


Mrs. Soen On Village Bank Group's story

This village bank in Damnak Sangkae Village in Kandal Province consists of 15 people. They will use the loan for different purposes.


Mrs. Soen O. is a village bank president and she is a grocer. Since she has a lot of customers with high demand, she decided to ask for a loan to buy more grocery goods for her inventory and she hopes to increase her income with this new loan. Her husband, Mr. Phorn Nhock, helps her in the current business. Mrs. Soen O. is 40 years old and the mother of a child who is working in a garment factory.


This is a village bank loan consisting of some end-of-term loans. Five members have end-of-term loans and the rest have monthly payment loans. Group members are not required to pay any principal O. the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments O. time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% O. Kiva.

In this group: Soen, Pech, Sokheng, Sokpheap, Chim, Srey Mom, Khoen, Khen, Ang, Khen, Sokreth, Kun, Srey Nan, Sophal, Malin



Loan details


Lenders and lending teams



Loan details