A loan of $1,050 helped a member to buy three more pigs for breeding.


Mr. Sun Sout Village Bank Group's story

Sixteen people who live in Phum Soupy Village in Kampong Chhnang Province have formed a group and have requested a village bank loan. They will use the loan for different purposes.

Mr. S. S. is the village bank loan president, and he is a vet who makes a small income to support the family. Aside from this business, he breeds pigs. Since this business is going well, he wants to expand it, so Mr. S. S. decided to ask for a loan to buy three more pigs for breeding. His wife, Mrs. El Sum, is a housewife who cooks the delicious food for the family. Mr. S. S. is 28 years old and the father of two children who are too young to work or study because they are two and four years old. All of the members of the group are present in the picture, except for two at the back who are blocked.

All of the members in this group loan are end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sun, Dum, Sopheap, Sothat, Sung, Nuch, Saret, Sopheap, Sophall, Ya, Sokhea, Sela, Yorng, Dy, Sokha, Khoeurn



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Loan details