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Fozia Hafiz Tahir Group
In this Group: Fozia , Nasreen , Rashda , Hanifan , Ghulam Fatima
My name is Fozia and I am 25 years old and a married lady. I reside in a city named Pakpattan, Pakistan. Pakpattan city is famous for its shrines. Many people come to visit the city of shrines. I feel lucky that I got a blessing from God to live in this city. I completed my education until the 5th standard (grade). I have no kids. My husband's name is H. T., and he is a wholesaler. He sells wheat and rice in food markets. He has 25 years experience in this business. I help my husband in filling the wheat and rice sacks. I am applying for a loan to buy more wheat and rice to resell.

I am a group leader of a few more members of my locality. Nasreen baji wants a loan to buy washing powder (soap) to resell. Rashda baji wants a loan to buy wheat to resell. Hanifan baji wants a loan to buy seasonal fruits for her fruit-selling business. Ghulam Fatima baji wants a loan to buy a sewing machine for her sewing business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 78.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Fozia Hafiz Tahir Group's $850 loan helped a member to buy wheat and rice to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 29, 2008
Dec 24, 2008
Currency Exchange Loss:
Apr 17, 2010