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Phin S. is 21 years old and a resident of Siem Reap Province. She sells used clothes in Banteay Srey Market, and started this business in 2007, earning approximately $2 a day. She is responsible of one young child. Her husband, Kong Sokhean, 24, is a barber. He is running his business very well, and he earns a daily income of around of $4 each day to sustain his family.

S. hopes to enlarge her business to fulfill her customers' needs, so she would like to seek a loan to purchase more used clothes to store and re-sell. (S.'s husband appears in the picture of his barber shop, because S. was not available.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 212
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phin to purchase order more used clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 9, 2008
Dec 23, 2008
Currency Exchange Loss:
Aug 15, 2009