A loan of $400 helped to invest in Avon products.


Marcela Yolanda's story

Marcela Yolanda is 36 years old and is a member of the Communal Bank "United for a Better Future II". She lives in the district of Florencia de Mora in the province of Trujillo, department of La Libertad in Peru.

She studied up to grade 12 and then didn't continue because she got married at 16 years of age. She has two daughters, one who still depends on her because she is a student.

Marcela sells beauty products in her home, as well as, gelatin desserts, which she sells by foot around the archeological site of Chan Chan.

With her first loan of 300 Soles ($1 US = 3 Soles), which she repaid in 4 installments, she invested in beauty products. With this loan of 1,200 Soles, which she will repay in 4 installments, she'll invest in Avon and Unique products.

Marcela dreams of becoming director of Unique.

Translator profile picture

Translated from Spanish by Kiva volunteer Beatriz Yuste


Loan details


Lenders and lending teams



Loan details