A loan of $425 helped a member to expand her business by buying more articles.


Haja Conteh Group's story

This is Haja C. and Fatmata K.. They named their group "Believe In God." They are local entrepreneurs in Makeni in northern Sierra Leone. This is not their first loan from Kiva through SMT. They have received several loans from Kiva through SMT. Previously, each group member received a loan of Le 600,000.00. That loan created meaningful changes in the lives of these borrowers. They were able to use the proceeds to pay for their children’s school fees, and to feed and clothe themselves and their children with the income generated from the loans.

Again, they are requesting a loan of Le 600,000 each to buy more goods to add to their businesses.

Haja (on the left) is the leader of the group. She is thirty-eight years of age. She was born in BatK., which is about thirty-six miles from Makeni. She is married to a photographer and they have six children. Two of her children are in secondary school, two are in primary school, one is in nursery school, and the last is not yet of school age. She has been a businesswoman for over twenty years. Haja sells articles like toothpaste, Vaseline, jewelry, fingernail polish, and baby powder. With this new loan, she will expand her business. She will buy at least a carton of toothpaste, a carton of Vaseline, a carton of powder and dozens of earrings. She usually travels to Freetown, where she buys the items that she sells. The fare to Freetown is Le 12,000. In Freetown, a carton of toothpaste costs at least Le 200,000, and it costs Le 150,000 for a carton of Vaseline and Le 150,000 for a carton of powder.

So far, Haja faces no serious challenge in her business that are worth noting. Business is going fine and well. She enjoys what she does for a living. With the increase in profit that Haja will make as a result of the loan, she will be saving to buy a plot of land to build a house in the future.

In this group: Haja , Fatmata
*not pictured



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Loan details