Hawa A. is forty-five years old. She is a married woman with six children. Four of her children are independent. They have completed college and are gainfully employed.
Currently, she lives with her husband and their two youngest children, who are now in the basic school, in Atebubu. Atebubu is a town in the Brong Ahafo Region of Ghana. Atebubu is a farming community. The inhabitants produce food crops like maize, yams, millet, and beans.
Hawah says she enjoys trading and has been in the trading business for three years. She owns a small grocery kiosk in her community and also trades in items such as beans, maize and millet. Hawah distributes her goods to "pito" sellers in her community. Pito is a local drink produced from milled millet with a colour similar to Coca-Cola. She says that she took over this business from her late mother and, through this business, has helped her husband take good care of the family.
Hawah wants a loan to expand her business to purchase more goods. She is in a group called "Do Good." The group members guarantee for one another as collateral to access the loan and support each other to repay.