A loan of $1,125 helped a member to purchase more rice to keep in stock then re-sell at better price.


Anonymous Group's story

The Village Bank, located in Svay Chek village in Kampong Chhnang province, consists of ten members who plan to use the loan in different ways. Mrs. Vit B. is the Village Bank president; she was selected by the members. She is a grocer who owns a small store in her house. Her husband, Mr. Teng Chuon, is a rice middleman who wants to expand his business. Mrs. Vit B. decided to ask for a loan to add her capital to purchase more rice to keep in stock and then re-sell at better price. She hopes to increase her family's income and improve their living conditions with this loan. She has two children who are attending the local school.


This is a group loan consisting mainly of end-of-term (EoT) loans (nine members have end-of-term loan and the rest of have monthly payment loans). Members with EoT loans are not required to pay any principal on the loan until the very end of the loan term. End-of-term loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Anonymous, Anonymous, Anonymous*, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
*not pictured



Loan details


Lenders and lending teams



Loan details