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San Miguel De Mayocc Group
In this Group: Delia, Mariluz, Francisca, Candelaria, Sarela, Maribel, Marina Natividad, Reina, Tadea*, Serafina*, Antonia , Alberta, Fanny Yanett, Rosmeri, Nelida Antonia, Carolina Sandy, Alberta
* not pictured
Members of the San Miguel D. Mayocc Village Bank live and meet in the community of Mayocc, in Churcampa Province of Huancavelica Department, in central Peru. The town sits on the left bank of the Mantaro River at about 2,300 meters above sea level. The weather in the area is very warm.

Most of the community is involved in commerce or fruit production; the fruit is sold mainly in Huanta. There is also some livestock in the area, including a number of guinea pig farms.

Alberta and Candelaria are two members of the San Miguel D. Mayocc Village Bank. Alberta is married with four children, who are 20, 16, 14 and 10 years old. She raises and sells guinea pigs, a business she has been involved in for the past three years. At first, the business was difficult, since her guinea pigs had fleas, but now the problem is under control, thanks in part to loans from FINCA, which she used to buy medicine. She plans to use her current loan of 200 soles to fix the irrigation system for her alfalfa, which she grows to feed the guinea pigs. Her dreams for the future are for her children to graduate with professional degrees, and to have a large guinea pig farm.

Candelaria is married with five children, who are 25, 23, 20, 18 and 16 years old. She also has a guinea pig farm; she buys young animals and fattens them up to resell. Like Alberta, Candelaria had problems when she first started raising guinea pigs because they got sick and died and she didn’t know how to keep them healthy. She has learned a lot about the animals since then, and they don’t get sick any mO.. She plans to use her loan of 500 soles to buy supplements for her guinea pigs, so that she can fatten them up and sell them in the city of Ayacucho. Like Alberta, Candelaria’s dreams for the future are for her children to graduate with professional degrees and to have a large guinea pig farm.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,449,700
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Miguel De Mayocc Group's $3,375 loan helped a member fix irrigation system on farm, buy nutritional supplements for guinea pigs, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 27, 2008
Dec 21, 2008
Currency Exchange Loss:
Jun 15, 2009