A loan helped to buy a motorbike to get his products to market while they are still fresh.


Nicodemus's story

Wonderful Kiva Lenders, meet Nicodemus - 23 years of age, honest, humble and a very hardworking person! He hails from the Eldoret area of Kenya, an area that is very fertile and has one of the best weather patterns on earth for farming. Nicodemus is still single and has so much that he wants to achieve before starting a family. That is why he is focused and dreaming of being successful. Nicodemus never got the chance to go to college because of lack of fees, but this never killed the zeal that he had for succeeding, and he started farming five years ago on a small plot of farmland that he inherited from his parents.

Through hard work he has managed to practice crop farming and animal farming, and has been able to take care of his parents and also take care of his basic needs. Nicodemus grows vegetables, fruits and keeps dairy cows as a source of income. Although Nicodemus has been making profits, he is challenged by timely delivery of products to the market. This has made his profits go down, because goods reach the market when they are not fresh and hence fetch lower prices.

Nicodemus comes from an area that has poor feeder roads and this has been a major problem to him. That is why he is seeking a loan of KES 65,000 to buy a motorbike. With the motorbike, Nicodemus will be able to transport his farm produce to the market and deliver it in a timely manner, and hence it will fetch higher prices. Vegetables, fruits and milk are perishable products and they require quick delivery to the market, so this motorbike will be of so much help.

Through timely delivery of his product, Nicodemus is sure of increased profits and this will translate to better living conditions and a secure future. Nicodemus is very ambitious and he is planning that once he has accumulated more profits, he will be able to go back to school. Through education he will be able to have a more secure future, because education is “the key to success.”



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Loan details