Issah S. operates a corn mill at Asem near Abura. Issah has received tertiary level education. He is married and has 2 children. His wife is a businesswoman. Issah has been operating this corn mill since 2002. He is responsible for paying his children's school fees, utility bills and other family expenses. His loan will be used to buy another milling machine since the one he is using is giving him problems and making his work very slow. He hopes to use the new profits from his business to reinvest back into the business to increase his capital base to enable him buy spare parts for the milling machine.