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Berna Nanyonga’S Group
In this Group: Berna , Winfred, Margret, Scovia
Berna is a leader of 4-member loan group. She is a 50-year-old widow with 5 children between 30 and 15 years old. Two of her children died. She is looking after 5 orphans of her late children and her old parents. She resides and owns a three-room house where she is staying with ten people. They have electricity and no piped water at home. The family gets three meals a day.

She works in a semi-urban area which is in the outskirts of Kampala. She uses public transport to and from shopping and rents her business premises at 40000 per month in Kamwokya, one of the city suburbs, and works seven days a week. Berna has been with MCDT for eight years, working all along with the same groupmates. This is her twelfth loan. She wants to use this loan to buy clothes for the Christmas season. The other loan members want to do similar things.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,830,100
    Funds lent in using Kiva
  • 2,000.1
    Uganda Shillings (UGX) = $1 USD