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Mrs. Em S., 35, sells vegetables and meats by transporting them to customers' homes. She has been selling since 2000. She is married with four children, all of whom are single and in school. Her husband is a construction worker, as well as a motorcycle taxi driver. This means that after he works as construction worker, he drives a motorcycle taxi. Because the motorcycle is old and often breaks down, S. would like to request a loan to change her husband's motorcycle to attract customers. S.'s husband is pictured because she was not available.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Em to change her husband's motorcycle to attract customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Dec 19, 2008
Currency Exchange Loss:
Nov 15, 2009