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Sao S., 49, is a grocery vendor, who resides with two of her children and her husband in the Kampong Cham province. She typically makes $5 a day, while her husband is a motor-taxi driver and works as a wedding chef. On average, he makes $2.50 a day. This couple also receives support from two children who work as hairdressers.

To make more money and raise their standard of living, Mrs. Sao S. would like to take out a loan of $1200 to add groceries to her inventory and purchase more hairdressing tools for her children.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sao to add grocery and hair dressing tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2008
Dec 19, 2008
Currency Exchange Loss:
Oct 16, 2009