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Mrs. Sam N. is a villager in Khvet Village in Kampong Cham Province in Cambodia. She is a farmer who owns 1-hectar of land which she cultivates rice to earn a living. On her plantation, she faces a small problem because her soil is infertile and the rice crop is not plentiful. In order to solve this problem, Mrs. Sam N. decided to ask for a loan to buy fertilizers to improve the soil and improve her crop output. Her husband, Mr. Hean Heng, helps her on the plantation.

Mrs. Sam N. is 26-years-old and the mother of four children. Two are attending the local school while the others are too young to work or study. Her husband is with her in the picture.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

About Cambodia

  • $2,600
    Average annual income
  • 85
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sam to buy fertilizers to improve the soil and make her crop more productive.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Dec 20, 2008
Currency Exchange Loss:
Dec 15, 2009