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“I am proud to be a vendor and I wanted to earn more money to have my own stall in our house so that I no longer have to exert effort to roam around the village just to sell my products,” Ernestina said.

Ernestina C. is already 50 years old. She has been married to Leonardo C. for more than 30 years now. Their marriage is blessed with two children who are now both married and they are Ma. Elana – 31 years old, college graduate and now working as a teacher; and Melvin – 29 years old who graduated with a vocational course and is now working abroad.

Ernestina is thankful that her children were able to finish their studies because of her vending business. She earns a weekly income of PHP600 and to further increase her income and save for the improvement of her business, Ernestina is asking for a loan to add to her present revolving capital.

She also said that she must work hard, together with her husband who is involved in farming, in order to meet their daily needs.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 324
    View loans »
    Philippines Loans Fundraising
  • $70,724,275
    Funds lent in using Kiva
  • 49.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ernestina additional Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Jan 1, 2009
Currency Exchange Loss:
Jun 15, 2009