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“In everything I do, I always put God first. My wife and I dream of sending our two children to school to finish their college education, improving our house, and having a better future,” says Victor.

Victor acts as the father and mother to their two children: Vielo, 8 years old, an elementary student; and Arvie, 20 years old, a college student. His wife, Divina, is working as a domestic helper abroad. They live in a progressive community of Barangay Magassi Cabagan, Isabela.

With the help of his wife, he was able to purchase his own tricycle that he operates in their village. This serves as another source of income to them. His income is just enough to meet the daily expenses of their family and as payment for his tricycle loan.

Victor would like to borrow a loan for the maintenance of his tricycle, like gasoline, oil, rubber wheels, chains and sprocket.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 332
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 49.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Victor maintenance of the tricycle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 20, 2008
Jan 1, 2009
Currency Exchange Loss:
Jun 15, 2009