A loan of $2,450 helped a member buy supplies of ice cream, fruit, tires, vegetables, rice, sugar and small animals.


Virtud Group's story

The Virtud (“Virtue”) Village Bank is starting its 16th loan cycle and has 19 members. The group members are involved in a variety of businesses, including selling fruits, vegetables, cancha (dried, toasted corn), ice cream, tubers, handicrafts, animals, food, clothing, and cheese. Some sell from home or in the marketplace; others sell from door-to-door and on foot. For example, Haydee is 28 years old and lives with her four children. Haydee sells ice cream from a mobile cart in the Nery Garcia Market. Sonia is 36 years old and is separated with four children. Sonia has a stand in the F. Vivanco Market, where she works seven days a week selling a variety of fruits. Alicia is 22 years old and lives with her common-law husband and their son. She and her husband have an auto repair shop, and in the afternoons she sells prepared meals from the door of their home. The group members need different loan amounts, ranging from 200 to 1,000 PEN. The group is asking for a total of 7,500 PEN. They plan to use their loans to buy ice cream, fruit, tires, vegetables, rice, sugar and small animals. Some of the women’s dreams are to own their own homes, to save enough, to proviD. their children with a good education and to expand their businesses. Translated from Spanish by Cynthia McMurry, Kiva fellow El Banco Comunal Virtud inicia su 16 ciclo, con 19 socias. Las socias realizan diferentes negocios como la frutas, verduras, canchas, helados, tubérculos, artesanía, animales, comida, ropa, quesos. Sus ventas los realizan en sus domicilios, ambulantemente, D. casa en casa y en mercados. Como es el caso D. Haydee que es conviviente, tiene 28 años y 4 hijos, Haydee venD. helados D. manera ambulatoria en el mercado Nery García. Por otro lado Sonia es separada, tiene 36 años y 4 hijos, Sonia tiene un puesto en el mercado F. Vivanco en donD. venD. frutas variadas, actividad que realiza todos los días. Mientras que Alicia es conviviente, tiene 22 años y 1 hijo, Alicia junto a su esposo tienen una vulcanizadora y por las tardes venD. comida en la puerta D. su casa. Las socias necesitan diferentes montos D. préstamos, algunos montos son D. 200 soles, 300 soles, 400 soles y 1000 soles, haciendo un total D. 7,500 soles D. préstamos en el Banco Comunal. Los préstamos lo invertirán en la compra D. helados, frutas, llantas, verduras, arroz, azúcar, animales menores. Los sueños D. las socias es tener casa propia, ahorrar lo suficiente, brindar una buena educación a sus hijos y ampliar sus negocios.

In this group: Sonia, Esther, Juana Virginia, Gladys Doris , Alejandra, Delia, Ilda, Haydee, Edwin, Adela, Angelica, Alicia, Gloria Sonia, Hermelinda, Doris, Yanina, Alicia, Vilma, Maria
*not pictured



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