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Sim's Group
In this Group: Sim, Chan, Yeam

There are three borrowers requesting this loan. They all live in Chomkasomroang Commune in Battambang Province.

The leader, Mrs. Sim S., 49, is widowed. She is a teacher, as well as a tailor, who works for an orphanage. She receives a salary of a $120 per month. Sometimes she earns additional income by sewing clothes for her neighbors in her house. She lives with two of her children, both of whom are single. Her first daughter works in a hotel; the other daughter is a student. S. has applied for a loan to purchase sewing materials and cloth for her tailoring business.

The two other borrowers are Mrs. Chan S. who is 58 and a widow, and Mrs. Yeam S. who is 31 and divorced. Mrs. Chan S. sells groceries and is requesting a loan to buy additional groceries for resale. Mrs. Yeam S. sells brooms for income and is requesting a loan to expand her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sim's Group's $950 loan helped a member purchase sewing materials and cloth.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 11, 2008
Dec 18, 2008
Currency Exchange Loss:
Sep 15, 2009