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Gema Misere Group
In this Group: Florence , Mpiima, Sarah, Aloysious, Mary, Seforoza, Wilson, Gerald, Mastula, Sarah, Saulo, Mesach
Florence N. is the leader of the Gema Misere loan group in Mityana. She is a farmer who grows matooke, beans, maize and cassava on plantations that she has owned for a very long time. Once the produce is ready for sale, she sells from her home as well as taking it to the market to sell at a favorable price.

As a result of getting loans for three years now, she has been able to include the keeping of cows and goats at her home with the savings from her previous cycles, as well as develop her home by buying furniture for her home. Her children are in school and generally the standard of living is great! Florence needs a loan to be able to buy produce from other farmers so as to supply her regular customers plus the many extra due to the festival season. She hopes the the profits will help her with school fees come next year.

Other group members have very similar aspirations.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,000.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gema Misere Group's $4,200 loan helped a member buying more produce for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Dec 16, 2008
Currency Exchange Loss:
Apr 15, 2009