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Greetings from Therese N. in the northern province of Rwanda! Therese is 48 years old and married with three children.

She owns a small shop in Ruhengeri town. She sells domestic materials like soap, maize flour, cassava flour, matchboxes, salt, sugar, kilograms of beans, Colgate, paraffin, biscuits etc.

Besides shopping, Therese grows beans, wheat, and sweet potatoes, which are commonly grown in this area. From all her business activities, she earns about $105 per month. She employs two people to help her to run this business.

This entrepreneur is requesting for a loan of 515,000 Frws to buy more stock for her shop, because of the number of clients is increasing. This loan will be repaid in 8 months.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 554.8
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Therese increase her stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 16, 2008
Dec 13, 2008
Currency Exchange Loss:
Sep 15, 2009