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Som S., 28, is married and lives with her husband and her three young children in the Kampong Cham province of Cambodia. She is a farmer who grows and raises pigs, making around US$4 each day, while her husband makes $5 a day as a construction worker who builds houses. The agriculture industry has really suffered in Cambodia over the past year, as the climate has had unfavorable conditions and inflation has been high. Som S. is asking for a loan of US$800 to purchase a mill to provide grinding services for an additional profit. With this purchase, the family believes that they can increase their income and raise the standard of living for the whole family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Som to purchase a grinding mill.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2008
Dec 15, 2008
Currency Exchange Loss:
Feb 15, 2010