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Khet S., 48, is married and lives in the Kampong Cham province with her four children. She works as a farmer and is typically able to make $1.30 each day. The weather conditions have been difficult for farming in Cambodia this past year, and inflation has also been out of control. These factors have created a difficult economic year for many Cambodians, as food prices have also been high. Khet's husband works as a carpenter and typically makes $1.40 every day. Two of her children are married and no longer live at home, while one is a student and another is a tailor. She has seen an opportunity to expand her children's business and wants to take out a loan to make a few purchases. She is asking for $700 to purchase cloth for her child to make clothes. She feels that this new aspect of her child’s business will allow her to increase her income and to raise the standard of living for the whole family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Khet to purchase cloth.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 2, 2008
Dec 14, 2008
Currency Exchange Loss:
Jun 15, 2010