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Naseem Akhtar Munir Ahmad Group
In this Group: Naseem Akhtar , Jamila , Rasoolan , Sughran , Azmat
Naseem akhtar baji is 54 years old and lives in Lahore, Pakistan. She owes a two-room brick house that she has lived in for the past 20 years. Her husband is M. A., and he makes a living as a professional driver. Naseem baji has four children: three sons and one daughter. Her elder son works in a factory; the next-youngest is a delivery man who carries different items from one place to another. Her youngest son is in the sixth grade. Naseem baji has a business doing decorative embroidery. She makes dresses and sells cloth, with the help of her daughter. She has successfully repaid an earlier loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to repair her husband’s vehicle so that he can continue to work efficiently.

Naseen leads a loan group with several other members. Jamila baji wants a loan to buy flour for her bread-making and selling business. Rasoolan baji wants a loan to repair her tractor. Sughran baji wants a loan to buy utensils to resell. Azmat baji wants a loan to buy supplies for her fruit-selling business.

This is a group loan. Funds will be distributed among the members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 235
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Akhtar Munir Ahmad Group's $750 loan helped a member to repair a vehicle and buy items for several other businesses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 24, 2008
Dec 15, 2008
Currency Exchange Loss:
Apr 17, 2010