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Rehana Kosar Shoqat Ali Shaheen Group
In this Group: Rehana Kosar , Fozia , Bushra , Riaz , Mahnaz , Azra Parveen
My name is Rehana Kosar and I have resided in Lahore, Pakistan for the past 20 years. I was educated to the 8th standard and couldn’t study further due to my father's low income. I belong to a poor family but I want to fulfill my children’s wishes. I am a mother of five children: two sons and three daughters. My elder son is in 7th standard and my younger son in 5th standard. My elder daughter is in 5th standard. The next to her is in 3rd standard and the younger to her is in 2nd standard. My children want to get a good education.

My husband is a delivery man. He delivers different items (fruits and vegetables) from one place to another. He has been in this business for the past 20 years. I belong to a decorative embroidery business. I learned this art from my mother when I left school. This work helps me a lot in having an independent life. I sell my work in cloth shops and earn a profit. I save my income to pay my children’s school and tuition fees. My husband pays the all house expenses. I have successfully repaid my two loans loan which I took from Asasah (a microfinance institute of Pakistan). Now I am applying for a loan again to repair my husband's truck so that he is able to continue his work again actively.

I am a group leader of a few more women in my locality. Fozia Baji wants a loan to buy iron to resell. Bushra Baji wants a loan to buy seasonal fruits for her fruit selling business. Riaz Baji wants a loan to buy milk for her milk shop. Mahnaz Baji wants a loan to buy clothes for her clothes selling business. Azra Parveen Baji wants a loan to buy ingredients (lentils, cooking oil and spices) for her food business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 296
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rehana Kosar Shoqat Ali Shaheen Group's $1,050 loan helped a member to repair a truck.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 24, 2008
Dec 15, 2008
Currency Exchange Loss:
Apr 19, 2010