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Yawo N. is a single young man of 19 with a strong entrepreneurial spirit. He started his business 2 years ago and has been very successful selling shirts in the central market of Wome. Wome is a small village in Togo located approximately 130 miles from the capital.

Yawo has asked for this loan from FECECAV to expand his business by diversifying his inventory. Yawo hopes to sell t-shirts, shirts with collars, and also begin offering other small products such as batteries and prepaid cellphone cards. He believes this diversified inventory will differentiate his business from other vendors in the market. With the increased revenue he will earn from expanding his business, Yawo hopes to begin saving money to start a family.

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

About Togo

  • $1,500
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,964,875
    Funds lent in using Kiva
  • 516.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Yawo expand business by diversifying inventory.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Dec 12, 2008
Currency Exchange Loss:
Jun 15, 2010