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Groupement Novissi
In this Group: Iveth , Prisca , Aimée , Beatice , Abra , Cecile , Aku , Afua , Dieu Donne , Moussilé

The Novisi Group is a sewing business that consists of 10 entrepreneurs who live and work in Wome, Togo, a small village located approximately 130 kilometers from the capital. The group consists of 8 women – Iveth K., Prisca D., Aimée A., Beatice Y., Abra E. A., Cecile A., Aku M. T. and Afua G. – and 2 men, Dieu Donne A. and Moussilé T.. Everyone in the group is married with children except for the woman on the far right in the photo, who is 19 years old and an apprentice.

The Novisi Group provides sewing and other tailoring services for their community and has earned a very positive reputation in the 5 years that it has been in operation. With this loan from FECECAV, the Novisi Group hopes to buy 3 more sewing machines and a fresh inventory of thread, buttons, and zippers. They also hope to expand the space in which they work. With the expansion of their business, each member of the Novisi Group will be able to support the needs of their families and continue to provide this important service to their community.

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,026,400
    Funds lent in using Kiva
  • 516.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Groupement Novissi's $2,925 loan helped a member buy sewing machines and additional inventory.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 3, 2008
Dec 11, 2008
Currency Exchange Loss:
Jun 15, 2010