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I Ketut Sarna
I Ketut Sarna lives in a village in the west of Bali. Almost all men in that village are farmers. They are using traditional ways in farming because their village is located in a remote area. As a result they cannot get the best result from their farming activities.

I Ketut Sarna got an information from his friend who live in another village. His friend is a successful farmer because he already uses modern farming methods and also he uses high quality paddy seeds. I Ketut Sarna wants to be pioneer in the modern farming method in his village. He also wants to pioneering the usage of high quality paddy seeds.

Therefore he applied for a loan of IDR 6 million (around USD 550) from Dinari foundation. He also requested to be guided by Dinari Foundation's farming specialist so he can succeed in this. He is hoping that he can succeed in this so he can inspire his fellow village men.

View original language description ↓
I Ketut Sarna, tinggal disebuah desa di Bali barat yang hampir semua penduduknya berprofesi sebagai petani. Karena tinggal didaerah yang terpencil, hampir semua petani didaerahnya bercocok tanam dengan cara yang sangat tradisional. Hal itu berakibat kepada hasil yang tidak maksimal dan bahkan seringkali kekurangan untuk mencukupi kebutuhan keluarga. I Ketut Sarna mendapat informasi dari temannya yang juga seorang petani dari lain desa. Petani tersebut sudah berhasil karena bercocok tanam dengan cara modern dan menggunakan bibit padi jenis unggul.
I Ketut Sarna ingin menjadi pelopor untuk mengadakan perubahan didesanya. Ia ingin menanami sawahnya dengan bibit padi kwalitas unggul untuk hasil yang maksimal. Untuk mewujudkan hal itu, I Ketut Sarna mengajukan pinjaman ke Yayasan Dinari dan mohon pembinaan untuk proses menanamnya. Dengan adanya pendampingan usaha dari Dinari dan bantuan dari temannya yang telah sukses, I Ketut Sarna optimis usahanya akan berhasil dan akan menjadi contoh didesanya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 93
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 11,163.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped I Ketut Sarna high quality paddy seeds, fertilizer, pesticide.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2008
Dec 18, 2008
Currency Exchange Loss:
May 15, 2009