B. Gulsara has been an active client of our program since 2005. She applied when she heard from her friend about our loan program. She started her business practically from scratch, but thanks to previous loans, now she has a trade outlet in the central bazaar in Khujand, where she sells sugar, sweets and chocolate. She works with the suppliers from Russia and Kyrgyzstan so her prices are lower than the bazaar prices. She has a lot of repeat customers. Mrs.B. asks the KIVA for a business development loan of 4000 STJ for 12 months to import New Year candies. She thanks KIVA for its support and wishes all the best.