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Isabel is 39-years-old. She has always worked in agriculture. Years ago, together with her husband, she grew potatoes in large quantities on the coast and in the mountains. When they had enough money saved up, they bought a car to transport their products. But then came some bad times when their production didn't mature because of insects, or the rains affected their plantings and they lost them. Most recently, they have had to deal with the increase in the price of fertilizers, so this year they have grown very little. She also is raising cattle, and she already has a good number of them. She considers them more profitable than growing crops. She only has to grow oats in large quantities to feed the animals, and with what she has, she has enough to last a long time. Also, in the market in her area, she sells the milk that her cattle produce daily and cheese that she makes. This is her seventh loan with Microfinanzas Prisma. She is a client who pays back her loans in a punctual manner. With the money she is requesting, she is going to purchase cattle of a good breed, so she can capitalize on the larger quantity of milk they will produce, and therefore make a larger quantity of cheese.
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Isabel tiene 39 años. Siempre se ha dedicado a la agricultura, años atrás, junto a su esposo, sembraba papa en grandes cantidades, tanto en la costa como en la sierra, hasta que juntaron dinero y lograron comprarse un carro para transportar sus productos. Pero luego vinieron temporadas malas donde su producción no maduró por motivo de los insectos o las lluvias afectaban sus sembríos y los perdían, y por último el incremento del precio de los fertilizantes, por ello que este año ha sembrado muy poco. Si está dedicando a criar vacunos, y ya tiene buen número, considera que le es mucho más rentable que la chacra, solo que tiene que sembrar avena en grades cantidades para el alimento de sus animales, y con lo que ya tiene, está implementada para largo tiempo, además, en el mercado de su zona, vende a diario la leche que producen sus vacas y los quesos que ella elabora. Es su 7mo préstamo con Microfinanzas Prisma, y es una clienta que paga de forma puntual sus cuotas. Con el dinero solicitado va comprar vacunos de raza, para que pueda aprovechar en mayor cantidad la leche, y por ende producir en mayor cantidad quesos.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Isabel purchase of cattle of a good breed so they will produce more milk.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 24, 2008
Dec 13, 2008
Currency Exchange Loss:
Aug 15, 2009