A loan of $975 helped purchase fertilizer for crops.


Bacilia's story

Bacilia is 38 years old with three children--two are in primary school and the eldest is studying to get into university. In her town, everyone works in agriculture. She wanted to sell clothing, but her circumstances have changed, now that she has children and a husband who's a farmer. He plants potatoes and other produce, but she didn't want to plant potatoes because it requires such a large investment and the market price is not satisfactory. But this season, at least, the price of fertilizers has fallen from 215 to 185 soles, and she hopes the price will hold steady so she can recoup her investment. The family has faced difficulties planting their fields because they didn't have enough money to fertilize both of them, so one is not as productive as they'd hoped. This is Bacilia's seventh loan from Microfinanzas Prisma, and she tells us with sincerity that she has only delayed in making one payment, but after various loans the microfinance institution has regained its confidence in her, and she has not let them down. Now she will buy fertilizer that will enable her to fertilize the potato field, with the hope that May will bring a satisfactory harvest.

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Translated from Spanish by Kiva volunteer Trisha Bury


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